Independent Financial Advisers - Financial Life Planning
So here we are again – the end of another year is in sight, and I just can’t believe that it’s already Christmas time! The months really do fly, and with that I thought it was worthwhile to sign off the year by giving the readers of Professional Adviser a brief Interface Financial Planning update.…
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This week I’ve noticed a common theme and something that I’m not overly-happy about! I’ve been having a number of conversations about client fees, and I must admit that I am mildly irritated by it. Only yesterday I was in a discussion with a well-known investment platform. The platform is considering implementing a minimum fee…
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It was two fingers from Cadburys when they reduced the weight of their Chocolate Fingers packs in 2015 and official figures show a whopping 2,500 products have shrunk in size but not in price since 2012! Labelled as “shrinkflation” by the Office for National Statistics, their research shows products from chocolate bars to toilet rolls…
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Think investing is only for the rich? You’re not alone. There are many myths about investing that simply aren’t true. Understanding what these are will help you become a savvy saver and get your money working much harder for you. Investing is only for the wealthy Wrong! You can get started with a small amount…
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Putting money in a standard UK bank saving account or cash ISA will see your savings shrink, not grow. How come? Well, typical bank interest rates are below the cost of inflation – the amount prices rise and affect how much it costs us to live. Let’s say you’ve had £1,000 in a high street…
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