"Wealth is not his that has it, but his that enjoys it"
"Wealth consists not in having great possessions, but in having few wants"
"Time is the most valuable thing a man can spend"
- Laertius Diogenes
"The glow of one warm thought is to be worth than money."
"I don't care too much for money for money can't buy me love"
- The Beatles
"Simple, genuine goodness is the best capital to found the business of this life upon. It lasts when fame and money fail, and it is the only riches we can take out this world with us."
-Louisa May Alcott, Little Men
"And though I have the gift of prophecy, and understand all mysteries, and all knowledge, and though I have all faith, so that I could remove mountains, and have not charity, I am nothing."
"Not he who has much is rich but he who gives much"
"Life is what happens to you while you are busy making other plans"
"I pity that man who wants a coat so cheap that the man or woman who produces the cloth shall starve in the process"
Sylvia and her late husband Malcolm came to me in 1992 when they were concerned with the state of their finances and investments. We immediately formed a bond and they have remained friends and clients since. When Malcolm retired in 2002, he discovered that his pension from his employer of thirty years was in deficit and he would receive nothing. I took up the mantle and eventually funds were paid out from the Pension Protection Fund, though tragically Malcolm died without knowing the successful financial outcome. Sylvia is now 77 and is a small investor, which many IFAs would turn away.
"Working with Alan has allowed me me to have a more comfortable retirement"
Sylvia - Birmingham
Note from Alan
While Sylvia does not have a computer herself, she was determined to help us continue to provide her with financial advice, so she arranged for her son to register her on our Personal Finance Portal and to organise online banking. Managing her affairs online and eliminating paperwork ensures that we can continue to help her indefinitely. Sylvia is a wonderful person and it has been a privilege to help her and have her as a client and friend.
Readers should not rely on, or take any action or steps, based on anything within these case studies without first taking appropriate advice. Interface Financial Planning Ltd cannot be held responsible for any decisions based on the content of these case studies where such advice has not been sought or taken.
All clients are unique, and advice provided is specific to their circumstances. The details provided in each case study are limited and you should not assume that the advice provided would apply to you because your circumstances may be very different.
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