Do You Have a Lost Pension?

A couple looking up information on their pensions

This is a very important topic – for everyone, regardless of income or wealth, but possibly more so for the working generations, who may believe that they have no retirement fund at all. Did you know that in the UK, there are approximately 1.6 million lost pensions, worth approximately £19.4 billion, (some reports claim the…

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Are you a Vulnerable Client?

A person caring for a vulnerable client

Being a Vulnerable Person Could Make You a Target for Finance Scams – Be Aware! Earlier this year the FCA launched guidance for Financial Advisors relating to the fair treatment of vulnerable clients.  On the FCA website it states that their research showed that “27.7 million adults in the UK now have characteristics of vulnerability…

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Funeral Planning, An Emotive Topic!

Couple sitting at desk funeral planning

What an uplifting topic and one that I have covered it before but it’s important to update these topics periodically, especially this one. The reason this came to mind was because yesterday morning I had to submit my application to the FCA to continue to be authorised to supply advice on Funeral Planning.  While the…

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Do You Want to be in Control of your Finances?

Viewing Online Financial Help System

Well, do you? I bet you do! So, I have some great news for you and I’m not trying to sell you anything, this is purely for information (for my regular readers, you know how much I love sharing quality information). At Interface Financial Planning, we offer an online system to all of our clients…

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Could You Have Hidden NS&I Premium Bonds?

British Pound

Recently, I’ve been working on an interesting project on National Savings and Premium Bonds.  I think it’s a great way for people to invest money.  Bond numbers can come up time and again, so once your numbers have been drawn, they don’t become obsolete, they go back into the draw again.  They’re tax efficient too…

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The Value of Listening

Large Ears Listening on Elhers Deer

I often talk about values and that’s because to me, they’re enormously important.  Everyone has values, if you don’t know what yours are, why not create your list? Once you’re in the flow, you’ll find you continue to add things to it!  One very important value to me is listening and I’ll tell you why…

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You Can Lead a Horse to Water

white horse

I love a good saying, and one of the ones that I find myself repeating time and again is “You can lead a horse to water but you can’t make it drink.” Usually, it rushes across my mind when I’m in the middle of a conversation with a client who’s umming and aahing over my…

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Stupid Things People Do With Money

Woman spending money online

Now this is a really important subject.  I’m not talking about losing crisp, fresh notes when you’ve been to the cashpoint.  Perhaps absent-mindedly not taking them with you because you’ve been busy concentrating on other things (although that’s incredibly annoying). Or dropping loose notes into an unzipped handbag because you think you’ll put them in…

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The Importance of Lasting Powers of Attorney (LPA)

mature couple

In the last piece that I wrote I stressed the importance of you writing a Will, (if you haven’t seen it, click here). Today, I want to talk about an even more important document – your Lasting Powers of Attorney. You see, I think that your LPA (that’s the shortened version of its name) is…

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Have You Put Your Will in Place?

Mother and child

No matter how many times I come across it, I still find it amazing, indeed shocking that two out of three adults do not have a valid Will in place. When you put it down to figures, did you know, that means that only 33% have a will? I often why the other 67% haven’t…

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